AI-Powered Cash Disbursement Assistant

The CFO You’d Hire If You Could — Now Just a Click Away.

Small businesses move fast — your cash decisions should too. PayFlow CFO delivers instant clarity on what to pay, when to pay it, and how to stay cash smart. Your smarter, faster finance partner — all for $29/month.

What to pay, when to pay, how and why?

What to pay, when to pay, how and why?

What to pay, when to pay, how and why?

Already Powering Smarter Payments In These Industries

  • B2B Services
  • Moving & Relocation Services
  • Procurement Teams
  • Healthcare Labs
  • Field Ops & Service Companies
  • National Distributors
  • B2B Services
  • Moving & Relocation Services
  • Procurement Teams
  • Healthcare Labs
  • Field Ops & Service Companies
  • National Distributors

Resources

The Four Questions That Changed Everything

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Resources

The Four Questions That Change Everything

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Resources

The Four Questions That Changed Everything

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

What to Pay?

Quickly see which payments to make — and which to delay — across all your expenses, vendors, and obligations.

When to Pay?

Know whether to pay now, delay, or float — with insights that help you avoid late fees, penalties, and broken vendor terms.

How to Pay?

Choose the smartest payment method — bank transfer, credit card, mailed check, autopay, or processor — all optimized for cash control.

Why?

Understand the strategy behind every recommendation so you stay in control and make confident decisions.

Benefits

Know What to Pay Know When to Pay Know How to Pay and Why

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Benefits

Know What to Pay Know When to Pay Know How to Pay and Why

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Benefits

Know What to Pay Know When to Pay Know How to Pay and Why

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

97%

fewer missed or mistimed payments

97%

fewer missed or mistimed payments

97%

fewer missed or mistimed payments

6X

Faster Pay Decisions

6X

Faster Pay Decisions

6X

Faster Pay Decisions

24/7

Instant Availability

24/7

Instant Availability

24/7

Instant Availability

Efficiency

Accessibility

Security

Accuracy

Scalability

Real-Time Disbursement Clarity

Forget cash flow guesswork. PayFlow CFO GPT reviews your disbursement data and gives you a clear picture of upcoming payments — what’s due now, what can wait, and where you can stretch your dollars. No spreadsheets. No dashboards. Just clarity.

Efficiency

Accessibility

Security

Accuracy

Scalability

Real-Time Disbursement Clarity

Forget cash flow guesswork. PayFlow CFO GPT reviews your disbursement data and gives you a clear picture of upcoming payments — what’s due now, what can wait, and where you can stretch your dollars. No spreadsheets. No dashboards. Just clarity.

Efficiency

Accessibility

Security

Accuracy

Scalability

Real-Time Disbursement Clarity

Forget cash flow guesswork. PayFlow CFO GPT reviews your disbursement data and gives you a clear picture of upcoming payments — what’s due now, what can wait, and where you can stretch your dollars. No spreadsheets. No dashboards. Just clarity.

Testimonials

This Changed Everything for Me

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Testimonials

This Changed Everything for Me

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Testimonials

This Changed Everything for Me

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

"This makes my life so much easier. We follow a plan, reduce surprises, and take the pressure off our team."

Emily Johnson

– Owner

Healthcare Laboratory Services

"We’ve never seen a model like this. It’s incredible—you’re not just a system, you’re a real CFO."

Sarah Lee

– Owner

Relocation Services Company

"PayFlow simplified our daily cash tracking and decision-making. Now we know what to act on—and when."

Daniel Kim

– Owner

Moving, Storage & Relocation

"PayFlow simplified our daily cash tracking and decision-making. Now we know what to act on—and when."

Daniel Kim

– Owner

Moving, Storage & Relocation

"PayFlow simplified our daily cash tracking and decision-making. Now we know what to act on—and when."

Daniel Kim

– Owner

Moving, Storage & Relocation

"These weekly flash reports help drive smarter operations and strategic purchases. Our team relies on them."

Michael Thompson

– CEO

National Appliance Distributor

"These weekly flash reports help drive smarter operations and strategic purchases. Our team relies on them."

Michael Thompson

– CEO

National Appliance Distributor

"These weekly flash reports help drive smarter operations and strategic purchases. Our team relies on them."

Michael Thompson

– CEO

National Appliance Distributor

"Corporate commended our unit for cash flow forecast accuracy—and it's thanks to the visibility this model gives us."

Noah Thompson

– SVP

National Appliance Distributor

"Corporate commended our unit for cash flow forecast accuracy—and it's thanks to the visibility this model gives us."

Noah Thompson

– SVP

National Appliance Distributor

"Corporate commended our unit for cash flow forecast accuracy—and it's thanks to the visibility this model gives us."

Noah Thompson

– SVP

National Appliance Distributor

"Our entire vendor payment schedule now depends on PayFlow. Thank you for giving us clarity and confidence."

Liam Patel

– Owner

Healthcare Laboratory Services

"Our entire vendor payment schedule now depends on PayFlow. Thank you for giving us clarity and confidence."

Liam Patel

– Owner

Healthcare Laboratory Services

"Our entire vendor payment schedule now depends on PayFlow. Thank you for giving us clarity and confidence."

Liam Patel

– Owner

Healthcare Laboratory Services

Pricing - Early Access

Simple and Affordable Plan

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Pricing - Early Access

Simple and Affordable Plan

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Pricing - Early Access

Simple and Affordable Plan

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Premium

EARLY ACCESS

$29

/month or $290/year (Save 17%)

Built for every small business—from solo founders to 500+ person teams—that need to know exactly what to pay and when before cash flow becomes a problem. PayFlow CFO is your AI-powered decisioning assistant, built for action, not just analysis.

PayFlow CFO GPT delivers instant, AI-backed payment decisions—no guesswork. Just clarity on what to pay, when, how, and why

Ask PayFlow CFO GPT to review your expenses anytime—just upload a file or paste your numbers for instant analysis

Easily import financials or business data from Word, Google Docs, Sheets, Excel, CSV, or PDF—PayFlow CFO GPT does the rest

Delivers clear, export-ready insights that work with what you already use—QuickBooks, NetSuite, Xero, Wave ERPs, and more

Instantly generate export-ready POF, Excel and CSV—just copy and paste for your Accounts Payable or advisor

24/7 AI chat support with contextual memory during your session

A ChatGPT Plus subscription ($20/month from OpenAI) is required to access PayFlow CFO GPT

In-App tutorial walkthrough

Premium

EARLY ACCESS

$29

/month or $290/year (Save 17%)

Built for every small business—from solo founders to 500+ person teams—that need to know exactly what to pay and when before cash flow becomes a problem. PayFlow CFO is your AI-powered decisioning assistant, built for action, not just analysis.

PayFlow CFO GPT delivers instant, AI-backed payment decisions—no guesswork. Just clarity on what to pay, when, how, and why

Ask PayFlow CFO GPT to review your expenses anytime—just upload a file or paste your numbers for instant analysis

Easily import financials or business data from Word, Google Docs, Sheets, Excel, CSV, or PDF—PayFlow CFO GPT does the rest

Delivers clear, export-ready insights that work with what you already use—QuickBooks, NetSuite, Xero, Wave ERPs, and more

Instantly generate export-ready POF, Excel and CSV—just copy and paste for your Accounts Payable or advisor

24/7 AI chat support with contextual memory during your session

A ChatGPT Plus subscription ($20/month from OpenAI) is required to access PayFlow CFO GPT

In-App tutorial walkthrough

Premium

Most Popular

$29

/month

Ideal for users seeking personalized financial guidance and advanced tools to enhance their experience.

All Basic Plan Features

Personalized Financial Advice

Advanced Investment Tracking

Custom Savings Goals with Tracking

Priority Chat Support

Access to Webinars and Workshops

FAQ

Got Questions? We’ve Got Answers!

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

FAQ

Got Questions? We’ve Got Answers!

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

FAQ

Got Questions? We’ve Got Answers!

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

I've never used a GPT before. What do I do to get started?

What is the cost of PayFlow CFO GPT?

Can I get the same information from ChatGPT without subscribing to PayFlow CFO GPT?

Is my business data safe with PayFlow CFO GPT?

Do I need QuickBooks or accounting software to use this?

Does PayFlow CFO GPT offer tutorials or onboarding support?

What types of files can I upload for financial analysis?

How do I ask smart questions that generate better insights?

Can I use PayFlow CFO GPT with my Accounts Payable team or bookkeeper?

I've never used a GPT before. What do I do to get started?

What is the cost of PayFlow CFO GPT?

Can I get the same information from ChatGPT without subscribing to PayFlow CFO GPT?

Is my business data safe with PayFlow CFO GPT?

Do I need QuickBooks or accounting software to use this?

Does PayFlow CFO GPT offer tutorials or onboarding support?

What types of files can I upload for financial analysis?

How do I ask smart questions that generate better insights?

Can I use PayFlow CFO GPT with my Accounts Payable team or bookkeeper?

I've never used a GPT before. What do I do to get started?

What is the cost of PayFlow CFO GPT?

Can I get the same information from ChatGPT without subscribing to PayFlow CFO GPT?

Is my business data safe with PayFlow CFO GPT?

Do I need QuickBooks or accounting software to use this?

Does PayFlow CFO GPT offer tutorials or onboarding support?

What types of files can I upload for financial analysis?

How do I ask smart questions that generate better insights?

Can I use PayFlow CFO GPT with my Accounts Payable team or bookkeeper?

Support

Support That Works When You Do

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Support

Support That Works When You Do

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Support

Support That Works When You Do

Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

Email Support

Reach out for more detailed inquiries, and we’ll get back to you within 24 hours.

Email Support

Reach out for more detailed inquiries, and we’ll get back to you within 24 hours.

Email Support

Reach out for more detailed inquiries, and we’ll get back to you within 24 hours.

We'd Love to Hear from You